SOCIAL SECURITY -- PERSONAL ACCOUNT OPTIONS

Forbes Magazine -- 3/31/2011

http://www.forbes.com/sites/peterferrara/2011/03/31/a-personal-account-option-for-social-security/

Long article but something that Americans must consider.

With this approach, because standard, long term, market investment returns are so much higher than the implicit returns paid by completely noninvested, pay-as-you-go Social Security, all workers who exercise the personal accounts would receive more in benefits through the personal accounts earning standard long term returns than the Social Security benefits they replace.

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