Obamacare is rationing care
by cutting hospitals from insurance networks
LifeNews.com – Jennifer
Popik – 12/18/2013
Despite numerous and
repeated assurances from President Obama that if you liked your insurance plan
you could keep it, hundreds of thousands who have had individual health
insurance policies that were terminated against their will are finding that the
replacement policies available in the state and federal “exchanges” typically
severely restrict the doctors and health care facilities in their plan
networks.
The polling is confirming a
new and growing reality–American’s current insurance plans are gradually
disappearing, while the new Obamacare exchange plans are going to be more
restrictive, with less access to doctors and healthcare centers with
specialized expertise and high reputations for providing effective life-saving medical
treatment.
In a December 13, 2013, Wall
Street Journal article, Timothy W. Martin explains
“According to the McKinsey
report, which looked at federal and state‑run insurance exchanges in 20 cities
including Los Angeles, Atlanta
and Houston, about
60% of health plans offer coverage at a smaller number of hospitals than
comparable current individual plans. McKinsey identified 120 health plans in
those markets by examining federal and state exchange filings, as well as
provider information listed on individual insurer and hospital websites. Some
of these new plans limit coverage to one or two large hospitals.
“The number of hospitals
accepting insurance from a consumer who buys coverage on the exchange could be
60% lower than the number of hospitals in current individual plans, according
to the McKinsey report, which included the 20 largest hospitals in each market
that it measured.”
While many are quick to
blame insurers, the real culprit is the Obamacare requirement that exchange
bureaucrats exclude insurers who offer policies deemed that allow “excessive or
unjustified” health care spending.
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